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Choose your Home Loan
Planning to buy a property can be one of the most important decisions you will ever have to make. As your trusted banking partner, our mortgage products can help you lay the foundations of your new home with the right loan amount, interest rates and repayment options to fit your financial needs.
Be ready to purchase with conditional approval：
Interest Rates
| Term | Standard Rate* | Non-standard Rate | |||||
| Floating | 6.44% p.a | 6.44% p.a | |||||
| 6 months | 5.09% p.a | 5.83% p.a | |||||
| 12 months | 4.79% p.a | 5.79% p.a | |||||
| 18 months | 4.79% p.a | 5.79% p.a | |||||
| 24 months | 4.89% p.a | 5.89% p.a | |||||
| 36 months | 4.95% p.a | 5.95% p.a | |||||
| 48 months | 5.99% p.a | 6.40% p.a | |||||
| 60 months | 5.99% p.a | 6.40% p.a | |||||
| *Rates are subject to change *CCBNZ lending criterias apply & special conditions apply *Subject to general terms & conditions *Standard interest rate conditions: minimum 20% equity required in the security provided to CCBNZ. Applicable to home loans serviced by NZ local income only. These special rates are not applicable to home loans for business purposes and bridging loans. *CCBNZ reserves the right to amend these terms and conditions as it considers appropriate from time to time without notice | |||||||
Floating (or variable) Rates
You can request a floating (variable) rate to apply to your residential home loan. The applied floating rate is as illustrated above. You should also be aware that the floating interest range will change from time to time in accordance with general market conditions.
Please note:
The rate we charge you within the above range will depend on your personal circumstances including how much you want to borrow, the term of your loan, your income, credit history and other financial commitments. We aim to keep our interest rates competitive. Rates, fees and charges will change from time to time.
Please contact us if you want more information.
Home Loan Fees & Charges
General Requirements
